Open Enrollment
Open Enrollment for 2027 benefits is November 9–20.
This is your annual opportunity to enroll in or make changes to these benefits:
- Medical, dental, and vision insurance
- Flexible spending accounts (FSAs)
- Supplemental life insurance
- Supplemental accidental death and dismemberment (AD&D) insurance
If you don’t do anything during Open Enrollment, your current benefits will continue in 2027 except FSAs – if you want an FSA in 2027, you must actively enroll in one during Open Enrollment.
Need help?
Call (925) 945-3047 or email benefits@carbon3d.com if you have questions about your benefits or how to enroll.
How to Enroll
When you’re ready to enroll or make changes, log in through the Workday tile on Okta. Contact payroll@carbon3d.com with any login questions.
Documentation for Dependents
If you’re enrolling dependents, you may need to provide this documentation:
- Marriage certificate
- Birth or adoption certificate
If you’re enrolling in or increasing supplemental life and AD&D insurance coverage for yourself or dependents, you may need to provide Evidence of Insurability.
Additional Step for Recent New Hires
If you’re hired during Open Enrollment, you’ll need to enroll twice: first for the current plan year, then again for 2027.
What’s New and Changing in 2027
Plan Costs
2027 Medical Rates
Cigna OAP
Employee Only: $161
Employee and Spouse/DP: $518
Employee and Children: $400
Employee and Family: $741
Cigna OAP HDHP
Employee Only: $91
Employee and Spouse/DP: $299
Employee and Children: $236
Employee and Family: $457
Kaiser HMO
Employee Only: $119
Employee and Spouse/DP: $365
Employee and Children: $263
Employee and Family: $498
Kaiser HDHP
Employee Only: $72
Employee and Spouse/DP: $244
Employee and Children: $198
Employee and Family: $383
2027 Dental Rates
Cigna Dental PPO
Employee Only: $13
Employee and Spouse/DP: $30
Employee and Children: $34
Employee and Family: $56
2027 Vision Rates
Cigna Vision
Employee Only: $2
Employee and Spouse/DP: $4
Employee and Children: $4
Employee and Family: $8
Contribution Limits
Flexible Spending Accounts (FSA)
In 2027, you can contribute up to:
- Health Care or Limited Purpose FSA – $3,500
- Dependent Care FSA – $7,500
Health Savings Account (HSA)
In 2027, you can contribute up to:
- Individual medical coverage: $4,500
- Family medical coverage: $9,000
The contribution from Carbon remains:
- Individual medical coverage: $1,500
- Family medical coverage: $3,000
Commuter Benefits
In 2027, you can contribute up to:
- Parking – $350/month
- Public Transportation – $350/month
Ready to enroll?
Before you enroll, see what’s new and changing for the 2027 plan year. There may be changes that are important to you.
You have until 11:59 p.m. on November 20 to enroll or make changes. As a reminder, if you do nothing by the deadline, all your current benefits except FSAs will continue in 2027.